Edmonton Oilers



Edmonton Oilers

Logo Edmonton Oilers.svg

The Edmonton Oilers are a professional ice hockey team based in EdmontonAlberta. They are members of the Pacific Division of the Western Conference of the National Hockey League (NHL).
The Oilers were officially founded in 1971 by W. D. "Wild Bill" Hunter and Dr. Chuck Allard. The team played its first season in 1972, as one of the twelve founding franchises of the major professional World Hockey Association (WHA). They were originally intended to be one of two WHA Alberta teams, along with the Calgary Broncos. However, when the Broncos relocated to Cleveland, Ohio, before the WHA's first season began, the Oilers were renamed the Alberta Oilers. They returned to their current name in the following year, and subsequently joined the NHL in 1979 as one of four franchises absorbed through the NHL merger with the WHA.
After joining the NHL, the Oilers went on to win the Stanley Cup on five occasions: 1983–841984–851986–871987–88 and 1989–90. Along with the Pittsburgh Penguins, they are tied for the most championships won by any team since the NHL-WHA merger and also the most won by any team that joined the league in or after 1967. Among all NHL teams, only the Montreal Canadiens have won the Stanley Cup more times since the League's 1967 expansion. For their success in the 1980s, the Oilers team of this era has been honoured with dynasty status by the Hockey Hall of Fame.[4]
However, the Oilers began to struggle shortly after the 2004–05 NHL lockout, having missed the playoffs every year since 2006, with the exception of 2016–17. While the Oilers have drafted first overall in the NHL Entry Draft four times since 2009, selecting Taylor HallRyan Nugent-HopkinsNail Yakupov and Connor McDavid with those picks, only two of those players remain with the Oilers today.
In April 2015, Peter Chiarelli was named president and general manager. In his first year as general manager, he traded first- and second-round picks to the New York Islanders in exchange for Griffin Reinhart. In 2016, the Oilers acquired Adam Larsson from the New Jersey Devils in exchange for Taylor Hall; and a third-round draft pick in return for Justin Schultz, who was traded to the Pittsburgh Penguins. In 2017, the Oilers traded Jordan Eberle to the Islanders in exchange for Ryan Strome. Free agent signings of note and term during Chiarelli's tenure included Mikko KoskinenMilan LucicBenoit Pouliot and Kris Russell. In January 2019, the Oilers terminated Chiarelli's employment as president and general manager, and permanent replacements for either position have yet to be announced.[5]
The Oilers are also one of two NHL franchises based in Alberta; the other being the Calgary Flames. Their close proximity to each other has led to a fierce rivalry known as the "Battle of Alberta".

Insurance policies in sport

Insuring against the risks involved in sports has arguably never been more important. The amount of money now at stake, the scale and sophistication of tournaments, and the global geo-political landscape have all helped elevate risk levels.  
Take event organisation. All eyes were on the French authorities for the recent European Football Championships. Terrorism deterrence and response was a key issue before the tournament in light of recent terror attacks in Paris and Brussels. The U.S. went so far as to issue a formal travel warning to it citizens.1 Stakeholders will have had to review their insurance cover and wider risk management strategies (especially in light of the fact that terrorism is an often excluded risk). In the end, it was not terrorism but hooliganism that caught the headlines. This in itself could have had significant insurance repercussions for those who suffered loss, depending on whether or not specific insurance policies 1) existed, and 2) provided cover for loss suffered as a result of riots, civil unrest, vandalism, or hooliganism.
Then there are the risks facing teams and individual athletes. There were numerous reports of athletes such as Jessica Ennis-Hill, Andy Murray and Rory McIlroy consulting experts about the risks of the Zika virus in Brazil for Rio 2016.2 Rory McIlroy decided that it was a risk that he was unwilling to take.3 What would have happened if the Olympics had been postponed, or if something happened resulted in the cancellation of part or the entire event? That risk needed to be appropriately managed.
Risk managers, clubs, athletes, governing bodies and event organisers (amongst others) should all be seriously considering risk management day-to-day, and it ought to be an integral part of any individual or team’s commercial toolbox. This article explores some of the most common sports-related insurance policies that are available today and the legal issues involved in their effective deployment. 

CAREER ENDING INSURANCE

Sometimes, despite talent, athletes are prevented from fulfilling their potential due to career-ending injuries. Specific policies are available to cover athletes for loss of current and future potential earnings following an injury although they are often found within personal accident policies. Often the policy will provide sportspeople with a lump sum (tax-free) and can also include potential earnings from commercial sponsorships/ endorsements.
Fabrice Muamba memorably collapsed whilst playing for Bolton versus Tottenham Hotspur in 2012. Muamba was reportedly on c. £35,000 per week and was only 23 when his career was ended. Muamba did have insurance although the details are confidential. We do not know whether Muamba had a policy that paid a lump sum for lost potential earnings, but the potential total figure could have been huge. By way of illustration, if Muamba had stayed on £35,000 per week (it would likely have increased) for another ten years, he would have earned at least £18.2m before tax.
Another notable example involves Steve Thompson (the retired England Rugby World Cup winning hooker). Thompson suffered what he thought was a career ending injury after damagin his neck playing for Northampton Saints. Thompson famously returned to the sport later that year after surgery and being passed fit to play. Thompson had received a significant pay-out from his insurers which he had to pay back before he could return to the sport. The policies should explicitly state that the athlete will not be able to compete professionally in the sport after they have made a claim. Thompson retired in 2011 after a recurrence of the original injury, and the details of a second insurance pay-out (if any) are unknown.

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